间联模式查询商户审核状态开放接口

为了提升特约商户录入质量，发现并及时中止特约商户风险交易行为，现面向银行服务商开放风险商户数据，支持银行在录入商户前提前核查商户风险、了解风险交易、并且将风险处理结果同步微信支付.用于服务商/银行准入商户时，根据身份证，银行卡号，营业执照等信息查询商户是否有风险。说明：该接口需要提供以下信息至少一种，提供的信息越多，查询结果越准确。

请求参数	类型	描述
xml	object	声明请求的`XML`数据结构
mch_id	string	服务商号
sub_mch_id	string	子商户号
channel_id	string	渠道号
sign_type	string	签名类型 `HMAC-SHA256` 枚举值

php

$instance->v2->mchrisk->bankquerymchauditinfo->postAsync([
  'xml' => [
    'mch_id'     => '1900000109',
    'sub_mch_id' => '999990016',
    'channel_id' => '999990017',
    'sign_type'  => 'HMAC-SHA256',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

php

$instance->chain('v2/mchrisk/bankquerymchauditinfo')->postAsync([
  'xml' => [
    'mch_id'     => '1900000109',
    'sub_mch_id' => '999990016',
    'channel_id' => '999990017',
    'sign_type'  => 'HMAC-SHA256',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

php

$instance['v2/mchrisk/bankquerymchauditinfo']->postAsync([
  'xml' => [
    'mch_id'     => '1900000109',
    'sub_mch_id' => '999990016',
    'channel_id' => '999990017',
    'sign_type'  => 'HMAC-SHA256',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

php

$response = $instance->v2->mchrisk->bankquerymchauditinfo->post([
  'xml' => [
    'mch_id'     => '1900000109',
    'sub_mch_id' => '999990016',
    'channel_id' => '999990017',
    'sign_type'  => 'HMAC-SHA256',
  ],
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

php

$response = $instance->chain('v2/mchrisk/bankquerymchauditinfo')->post([
  'xml' => [
    'mch_id'     => '1900000109',
    'sub_mch_id' => '999990016',
    'channel_id' => '999990017',
    'sign_type'  => 'HMAC-SHA256',
  ],
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

php

$response = $instance['v2/mchrisk/bankquerymchauditinfo']->post([
  'xml' => [
    'mch_id'     => '1900000109',
    'sub_mch_id' => '999990016',
    'channel_id' => '999990017',
    'sign_type'  => 'HMAC-SHA256',
  ],
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

返回字典	类型	描述
return_code	string	返回状态码 `SUCCESS` \| `FAIL` 枚举值之一
return_msg	string	返回结果
result_code	string	业务结果 `SUCCESS` \| `FAIL` 枚举值之一
err_code	string	错误代码
err_code_des	string	错误描述
mch_id	string	服务商号
sub_mch_id	string	子商户号
channel_id	string	渠道号
audit_status	string	审核状态
audit_comment	string	审核备注
nonce_str	string	随机字符串
sign	string	签名
sign_type	string	签名类型 `HMAC-SHA256` 枚举值

参阅官方文档

间联模式查询商户审核状态开放接口 ​

间联模式查询商户审核状态开放接口