保险商户小程序预签约

商户可调用本接口预先指定签约及交易信息（交易信息可选填），生成预签约会话及对应的预签约ID，再携带预签约ID（pre_entrustweb_id）参数，通过小程序跳转参数调用navigateToMiniProgram跳转至微信支付的页面。

请求参数	类型	描述
json	object	声明请求的`JSON`数据结构
appid	string	应用ID
openid	string	用户在直连商户应用下的用户标示
plan_id	number	委托代扣模板ID
out_contract_code	string	商户签约协议号
insured_display_name	string	被保人的展示名称
contract_notify_url	string	签约结果通知地址
policy_start_date	string	保险保单的开始日期
policy_end_date	string	保险保单的结束日期
policy_periods	object[]	保单的扣费周期列表
policy_period_id	number	保险扣费周期编号
estimated_deduct_date	string	预计扣费的日期
estimated_deduct_amount	object	预计扣费金额
total	number	金额
currency	string	货币类型
amount	object	扣费金额信息
total	number	金额
currency	string	货币类型
out_trade_no	string	商户订单号
description	string	商品描述
transaction_notify_url	string	支付结果通知地址
out_user_code	string	商户侧用户标识
goods_tag	string	订单优惠标记
attach	string	附加数据
can_auto_insure	boolean	是否自动续保
can_auto_reinsure	boolean	是否自动重新投保
real_identity	object	用户实名信息
real_name	string	自然人姓名
id_card_number	string	自然人身份证号码
identity_type	string	实名验证类型
combined_deduct_period_count	number	合并扣费期数
headers	object	声明请求的头参数
Wechatpay-Serial	string	微信支付平台证书序列号

php

$instance->v3->papay->insuranceSign->contracts->preEntrustSign->miniProgram->postAsync([
  'json' => [
    'appid' => 'wxd678efh567hg6787',
    'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
    'plan_id' => 12535,
    'out_contract_code' => 'wxwtdk20200910100000',
    'insured_display_name' => '*明',
    'contract_notify_url' => 'https://yourapp.com/notify',
    'policy_start_date' => '2019-11-22',
    'policy_end_date' => '2020-11-22',
    'policy_periods' => [[
      'policy_period_id' => 1,
      'estimated_deduct_date' => '2019-11-22',
      'estimated_deduct_amount' => [
        'total' => 1,
        'currency' => 'CNY',
      ],
    ],],
    'amount' => [
      'total' => 1,
      'currency' => 'CNY',
    ],
    'out_trade_no' => '1217752501201407033233368018',
    'description' => 'Image形象店-深圳腾大-QQ公仔',
    'transaction_notify_url' => 'https://www.qq.com/',
    'out_user_code' => '用户昵称',
    'goods_tag' => 'DISCOUNTS',
    'attach' => '自定义数据',
    'can_auto_insure' => true,
    'can_auto_reinsure' => true,
    'real_identity' => [
      'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
      'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
      'identity_type' => 'ID_CARD',
    ],
    'combined_deduct_period_count' => 1,
  ],
  'headers' => [
    'Wechatpay-Serial' => '',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

php

$instance->chain('v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program')->postAsync([
  'json' => [
    'appid' => 'wxd678efh567hg6787',
    'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
    'plan_id' => 12535,
    'out_contract_code' => 'wxwtdk20200910100000',
    'insured_display_name' => '*明',
    'contract_notify_url' => 'https://yourapp.com/notify',
    'policy_start_date' => '2019-11-22',
    'policy_end_date' => '2020-11-22',
    'policy_periods' => [[
      'policy_period_id' => 1,
      'estimated_deduct_date' => '2019-11-22',
      'estimated_deduct_amount' => [
        'total' => 1,
        'currency' => 'CNY',
      ],
    ],],
    'amount' => [
      'total' => 1,
      'currency' => 'CNY',
    ],
    'out_trade_no' => '1217752501201407033233368018',
    'description' => 'Image形象店-深圳腾大-QQ公仔',
    'transaction_notify_url' => 'https://www.qq.com/',
    'out_user_code' => '用户昵称',
    'goods_tag' => 'DISCOUNTS',
    'attach' => '自定义数据',
    'can_auto_insure' => true,
    'can_auto_reinsure' => true,
    'real_identity' => [
      'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
      'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
      'identity_type' => 'ID_CARD',
    ],
    'combined_deduct_period_count' => 1,
  ],
  'headers' => [
    'Wechatpay-Serial' => '',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

php

$instance['v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program']->postAsync([
  'json' => [
    'appid' => 'wxd678efh567hg6787',
    'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
    'plan_id' => 12535,
    'out_contract_code' => 'wxwtdk20200910100000',
    'insured_display_name' => '*明',
    'contract_notify_url' => 'https://yourapp.com/notify',
    'policy_start_date' => '2019-11-22',
    'policy_end_date' => '2020-11-22',
    'policy_periods' => [[
      'policy_period_id' => 1,
      'estimated_deduct_date' => '2019-11-22',
      'estimated_deduct_amount' => [
        'total' => 1,
        'currency' => 'CNY',
      ],
    ],],
    'amount' => [
      'total' => 1,
      'currency' => 'CNY',
    ],
    'out_trade_no' => '1217752501201407033233368018',
    'description' => 'Image形象店-深圳腾大-QQ公仔',
    'transaction_notify_url' => 'https://www.qq.com/',
    'out_user_code' => '用户昵称',
    'goods_tag' => 'DISCOUNTS',
    'attach' => '自定义数据',
    'can_auto_insure' => true,
    'can_auto_reinsure' => true,
    'real_identity' => [
      'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
      'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
      'identity_type' => 'ID_CARD',
    ],
    'combined_deduct_period_count' => 1,
  ],
  'headers' => [
    'Wechatpay-Serial' => '',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

php

$response = $instance->v3->papay->insuranceSign->contracts->preEntrustSign->miniProgram->post([
  'json' => [
    'appid' => 'wxd678efh567hg6787',
    'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
    'plan_id' => 12535,
    'out_contract_code' => 'wxwtdk20200910100000',
    'insured_display_name' => '*明',
    'contract_notify_url' => 'https://yourapp.com/notify',
    'policy_start_date' => '2019-11-22',
    'policy_end_date' => '2020-11-22',
    'policy_periods' => [[
      'policy_period_id' => 1,
      'estimated_deduct_date' => '2019-11-22',
      'estimated_deduct_amount' => [
        'total' => 1,
        'currency' => 'CNY',
      ],
    ],],
    'amount' => [
      'total' => 1,
      'currency' => 'CNY',
    ],
    'out_trade_no' => '1217752501201407033233368018',
    'description' => 'Image形象店-深圳腾大-QQ公仔',
    'transaction_notify_url' => 'https://www.qq.com/',
    'out_user_code' => '用户昵称',
    'goods_tag' => 'DISCOUNTS',
    'attach' => '自定义数据',
    'can_auto_insure' => true,
    'can_auto_reinsure' => true,
    'real_identity' => [
      'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
      'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
      'identity_type' => 'ID_CARD',
    ],
    'combined_deduct_period_count' => 1,
  ],
  'headers' => [
    'Wechatpay-Serial' => '',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

php

$response = $instance->chain('v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program')->post([
  'json' => [
    'appid' => 'wxd678efh567hg6787',
    'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
    'plan_id' => 12535,
    'out_contract_code' => 'wxwtdk20200910100000',
    'insured_display_name' => '*明',
    'contract_notify_url' => 'https://yourapp.com/notify',
    'policy_start_date' => '2019-11-22',
    'policy_end_date' => '2020-11-22',
    'policy_periods' => [[
      'policy_period_id' => 1,
      'estimated_deduct_date' => '2019-11-22',
      'estimated_deduct_amount' => [
        'total' => 1,
        'currency' => 'CNY',
      ],
    ],],
    'amount' => [
      'total' => 1,
      'currency' => 'CNY',
    ],
    'out_trade_no' => '1217752501201407033233368018',
    'description' => 'Image形象店-深圳腾大-QQ公仔',
    'transaction_notify_url' => 'https://www.qq.com/',
    'out_user_code' => '用户昵称',
    'goods_tag' => 'DISCOUNTS',
    'attach' => '自定义数据',
    'can_auto_insure' => true,
    'can_auto_reinsure' => true,
    'real_identity' => [
      'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
      'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
      'identity_type' => 'ID_CARD',
    ],
    'combined_deduct_period_count' => 1,
  ],
  'headers' => [
    'Wechatpay-Serial' => '',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

php

$response = $instance['v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program']->post([
  'json' => [
    'appid' => 'wxd678efh567hg6787',
    'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
    'plan_id' => 12535,
    'out_contract_code' => 'wxwtdk20200910100000',
    'insured_display_name' => '*明',
    'contract_notify_url' => 'https://yourapp.com/notify',
    'policy_start_date' => '2019-11-22',
    'policy_end_date' => '2020-11-22',
    'policy_periods' => [[
      'policy_period_id' => 1,
      'estimated_deduct_date' => '2019-11-22',
      'estimated_deduct_amount' => [
        'total' => 1,
        'currency' => 'CNY',
      ],
    ],],
    'amount' => [
      'total' => 1,
      'currency' => 'CNY',
    ],
    'out_trade_no' => '1217752501201407033233368018',
    'description' => 'Image形象店-深圳腾大-QQ公仔',
    'transaction_notify_url' => 'https://www.qq.com/',
    'out_user_code' => '用户昵称',
    'goods_tag' => 'DISCOUNTS',
    'attach' => '自定义数据',
    'can_auto_insure' => true,
    'can_auto_reinsure' => true,
    'real_identity' => [
      'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
      'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
      'identity_type' => 'ID_CARD',
    ],
    'combined_deduct_period_count' => 1,
  ],
  'headers' => [
    'Wechatpay-Serial' => '',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

返回字典	类型	描述
pre_entrustweb_id	string	预签约ID
redirect_appid	string	跳转签约小程序的AppID
redirect_path	string	跳转签约小程序的路径

参阅官方文档

直连商户模式

合作伙伴模式

区块链电子发票

自建/三方模式

免确认

免确认

直连商户模式

合作伙伴模式

可用版本

可用版本

可用版本

保险商户小程序预签约 ​

保险商户小程序预签约