保险商户小程序预签约
商户可调用本接口预先指定签约及交易信息（交易信息可选填），生成预签约会话及对应的预签约ID，再携带预签约ID（pre_entrustweb_id）参数，通过小程序跳转参数调用navigateToMiniProgram跳转至微信支付的页面。
| 请求参数 | 类型 | 描述 |
|---|---|---|
| json | object | 声明请求的JSON数据结构 |
| appid | string | 应用ID |
| openid | string | 用户在直连商户应用下的用户标示 |
| plan_id | number | 委托代扣模板ID |
| out_contract_code | string | 商户签约协议号 |
| insured_display_name | string | 被保人的展示名称 |
| contract_notify_url | string | 签约结果通知地址 |
| policy_start_date | string | 保险保单的开始日期 |
| policy_end_date | string | 保险保单的结束日期 |
| policy_periods | object[] | 保单的扣费周期列表 |
| policy_period_id | number | 保险扣费周期编号 |
| estimated_deduct_date | string | 预计扣费的日期 |
| estimated_deduct_amount | object | 预计扣费金额 |
| total | number | 金额 |
| currency | string | 货币类型 |
| amount | object | 扣费金额信息 |
| total | number | 金额 |
| currency | string | 货币类型 |
| out_trade_no | string | 商户订单号 |
| description | string | 商品描述 |
| transaction_notify_url | string | 支付结果通知地址 |
| out_user_code | string | 商户侧用户标识 |
| goods_tag | string | 订单优惠标记 |
| attach | string | 附加数据 |
| can_auto_insure | boolean | 是否自动续保 |
| can_auto_reinsure | boolean | 是否自动重新投保 |
| real_identity | object | 用户实名信息 |
| real_name | string | 自然人姓名 |
| id_card_number | string | 自然人身份证号码 |
| identity_type | string | 实名验证类型ID_CARD 枚举值 |
| combined_deduct_period_count | number | 合并扣费期数 |
| headers | object | 声明请求的头参数 |
| Wechatpay-Serial | string | 微信支付公钥ID/平台证书序列号 |
php
$instance->v3->papay->insuranceSign->contracts->preEntrustSign->miniProgram->postAsync([
'json' => [
'appid' => 'wxd678efh567hg6787',
'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
'plan_id' => 12535,
'out_contract_code' => 'wxwtdk20200910100000',
'insured_display_name' => '*明',
'contract_notify_url' => 'https://yourapp.com/notify',
'policy_start_date' => '2019-11-22',
'policy_end_date' => '2020-11-22',
'policy_periods' => [[
'policy_period_id' => 1,
'estimated_deduct_date' => '2019-11-22',
'estimated_deduct_amount' => [
'total' => 1,
'currency' => 'CNY',
],
],],
'amount' => [
'total' => 1,
'currency' => 'CNY',
],
'out_trade_no' => '1217752501201407033233368018',
'description' => 'Image形象店-深圳腾大-QQ公仔',
'transaction_notify_url' => 'https://www.qq.com/',
'out_user_code' => '用户昵称',
'goods_tag' => 'DISCOUNTS',
'attach' => '自定义数据',
'can_auto_insure' => true,
'can_auto_reinsure' => true,
'real_identity' => [
'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
'identity_type' => 'ID_CARD',
],
'combined_deduct_period_count' => 1,
],
'headers' => [
'Wechatpay-Serial' => 'PUB_KEY_ID_0114232134912410000000000000',
],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
print_r(json_decode((string) $response->getBody(), true));
})
->wait();php
$instance->chain('v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program')->postAsync([
'json' => [
'appid' => 'wxd678efh567hg6787',
'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
'plan_id' => 12535,
'out_contract_code' => 'wxwtdk20200910100000',
'insured_display_name' => '*明',
'contract_notify_url' => 'https://yourapp.com/notify',
'policy_start_date' => '2019-11-22',
'policy_end_date' => '2020-11-22',
'policy_periods' => [[
'policy_period_id' => 1,
'estimated_deduct_date' => '2019-11-22',
'estimated_deduct_amount' => [
'total' => 1,
'currency' => 'CNY',
],
],],
'amount' => [
'total' => 1,
'currency' => 'CNY',
],
'out_trade_no' => '1217752501201407033233368018',
'description' => 'Image形象店-深圳腾大-QQ公仔',
'transaction_notify_url' => 'https://www.qq.com/',
'out_user_code' => '用户昵称',
'goods_tag' => 'DISCOUNTS',
'attach' => '自定义数据',
'can_auto_insure' => true,
'can_auto_reinsure' => true,
'real_identity' => [
'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
'identity_type' => 'ID_CARD',
],
'combined_deduct_period_count' => 1,
],
'headers' => [
'Wechatpay-Serial' => 'PUB_KEY_ID_0114232134912410000000000000',
],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
print_r(json_decode((string) $response->getBody(), true));
})
->wait();php
$instance['v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program']->postAsync([
'json' => [
'appid' => 'wxd678efh567hg6787',
'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
'plan_id' => 12535,
'out_contract_code' => 'wxwtdk20200910100000',
'insured_display_name' => '*明',
'contract_notify_url' => 'https://yourapp.com/notify',
'policy_start_date' => '2019-11-22',
'policy_end_date' => '2020-11-22',
'policy_periods' => [[
'policy_period_id' => 1,
'estimated_deduct_date' => '2019-11-22',
'estimated_deduct_amount' => [
'total' => 1,
'currency' => 'CNY',
],
],],
'amount' => [
'total' => 1,
'currency' => 'CNY',
],
'out_trade_no' => '1217752501201407033233368018',
'description' => 'Image形象店-深圳腾大-QQ公仔',
'transaction_notify_url' => 'https://www.qq.com/',
'out_user_code' => '用户昵称',
'goods_tag' => 'DISCOUNTS',
'attach' => '自定义数据',
'can_auto_insure' => true,
'can_auto_reinsure' => true,
'real_identity' => [
'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
'identity_type' => 'ID_CARD',
],
'combined_deduct_period_count' => 1,
],
'headers' => [
'Wechatpay-Serial' => 'PUB_KEY_ID_0114232134912410000000000000',
],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
print_r(json_decode((string) $response->getBody(), true));
})
->wait();php
$response = $instance->v3->papay->insuranceSign->contracts->preEntrustSign->miniProgram->post([
'json' => [
'appid' => 'wxd678efh567hg6787',
'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
'plan_id' => 12535,
'out_contract_code' => 'wxwtdk20200910100000',
'insured_display_name' => '*明',
'contract_notify_url' => 'https://yourapp.com/notify',
'policy_start_date' => '2019-11-22',
'policy_end_date' => '2020-11-22',
'policy_periods' => [[
'policy_period_id' => 1,
'estimated_deduct_date' => '2019-11-22',
'estimated_deduct_amount' => [
'total' => 1,
'currency' => 'CNY',
],
],],
'amount' => [
'total' => 1,
'currency' => 'CNY',
],
'out_trade_no' => '1217752501201407033233368018',
'description' => 'Image形象店-深圳腾大-QQ公仔',
'transaction_notify_url' => 'https://www.qq.com/',
'out_user_code' => '用户昵称',
'goods_tag' => 'DISCOUNTS',
'attach' => '自定义数据',
'can_auto_insure' => true,
'can_auto_reinsure' => true,
'real_identity' => [
'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
'identity_type' => 'ID_CARD',
],
'combined_deduct_period_count' => 1,
],
'headers' => [
'Wechatpay-Serial' => 'PUB_KEY_ID_0114232134912410000000000000',
],
]);
print_r(json_decode((string) $response->getBody(), true));php
$response = $instance->chain('v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program')->post([
'json' => [
'appid' => 'wxd678efh567hg6787',
'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
'plan_id' => 12535,
'out_contract_code' => 'wxwtdk20200910100000',
'insured_display_name' => '*明',
'contract_notify_url' => 'https://yourapp.com/notify',
'policy_start_date' => '2019-11-22',
'policy_end_date' => '2020-11-22',
'policy_periods' => [[
'policy_period_id' => 1,
'estimated_deduct_date' => '2019-11-22',
'estimated_deduct_amount' => [
'total' => 1,
'currency' => 'CNY',
],
],],
'amount' => [
'total' => 1,
'currency' => 'CNY',
],
'out_trade_no' => '1217752501201407033233368018',
'description' => 'Image形象店-深圳腾大-QQ公仔',
'transaction_notify_url' => 'https://www.qq.com/',
'out_user_code' => '用户昵称',
'goods_tag' => 'DISCOUNTS',
'attach' => '自定义数据',
'can_auto_insure' => true,
'can_auto_reinsure' => true,
'real_identity' => [
'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
'identity_type' => 'ID_CARD',
],
'combined_deduct_period_count' => 1,
],
'headers' => [
'Wechatpay-Serial' => 'PUB_KEY_ID_0114232134912410000000000000',
],
]);
print_r(json_decode((string) $response->getBody(), true));php
$response = $instance['v3/papay/insurance-sign/contracts/pre-entrust-sign/mini-program']->post([
'json' => [
'appid' => 'wxd678efh567hg6787',
'openid' => 'oYobu0MVnQfWpSMOYJz2AHPG_gQw',
'plan_id' => 12535,
'out_contract_code' => 'wxwtdk20200910100000',
'insured_display_name' => '*明',
'contract_notify_url' => 'https://yourapp.com/notify',
'policy_start_date' => '2019-11-22',
'policy_end_date' => '2020-11-22',
'policy_periods' => [[
'policy_period_id' => 1,
'estimated_deduct_date' => '2019-11-22',
'estimated_deduct_amount' => [
'total' => 1,
'currency' => 'CNY',
],
],],
'amount' => [
'total' => 1,
'currency' => 'CNY',
],
'out_trade_no' => '1217752501201407033233368018',
'description' => 'Image形象店-深圳腾大-QQ公仔',
'transaction_notify_url' => 'https://www.qq.com/',
'out_user_code' => '用户昵称',
'goods_tag' => 'DISCOUNTS',
'attach' => '自定义数据',
'can_auto_insure' => true,
'can_auto_reinsure' => true,
'real_identity' => [
'real_name' => 'OEimkKuua8igpd+0YDgqF2Z61leeGD7x87j3Ph==',
'id_card_number' => '1axtI9EZUr0343c89xQznxau+cRWPKP4YhVAoj==',
'identity_type' => 'ID_CARD',
],
'combined_deduct_period_count' => 1,
],
'headers' => [
'Wechatpay-Serial' => 'PUB_KEY_ID_0114232134912410000000000000',
],
]);
print_r(json_decode((string) $response->getBody(), true));| 返回字典 | 类型 | 描述 |
|---|---|---|
| pre_entrustweb_id | string | 预签约ID |
| redirect_appid | string | 跳转签约小程序的AppID |
| redirect_path | string | 跳转签约小程序的路径 |