企业付款到银行卡

企业付款业务是基于微信支付商户平台的资金管理能力，为了协助商户方便地实现企业向银行卡付款，针对部分有开发能力的商户，提供通过API完成企业付款到银行卡的功能。

请求参数	类型	描述
xml	object	声明请求的XML数据结构
mch_id	string	商户号
partner_trade_no	string	商户企业付款单号
enc_bank_no	string	收款方银行卡号
enc_true_name	string	收款方用户名
bank_code	string	收款方开户行
amount	integer	付款金额
desc	string	付款说明
security	boolean	声明加载商户API证书 固定值true

异步纯链式

$instance->v2->mmpaysptrans->pay_bank->postAsync([
  'xml' => [
    'mch_id' => '1900000109',
    'partner_trade_no' => '1212121221227',
    'enc_bank_no' => '8609cb22e1774a50a930e414cc71eca06121bcd266335cda230d24a7886a8d9f',
    'enc_true_name' => 'ca775af5f841bdf424b2e6eb86a6e21e',
    'bank_code' => '1001',
    'amount' => '100000',
    'desc' => '理财',
  ],
  'security' => true,
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

异步声明式

$instance->chain('v2/mmpaysptrans/pay_bank')->postAsync([
  'xml' => [
    'mch_id' => '1900000109',
    'partner_trade_no' => '1212121221227',
    'enc_bank_no' => '8609cb22e1774a50a930e414cc71eca06121bcd266335cda230d24a7886a8d9f',
    'enc_true_name' => 'ca775af5f841bdf424b2e6eb86a6e21e',
    'bank_code' => '1001',
    'amount' => '100000',
    'desc' => '理财',
  ],
  'security' => true,
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

异步属性式

$instance['v2/mmpaysptrans/pay_bank']->postAsync([
  'xml' => [
    'mch_id' => '1900000109',
    'partner_trade_no' => '1212121221227',
    'enc_bank_no' => '8609cb22e1774a50a930e414cc71eca06121bcd266335cda230d24a7886a8d9f',
    'enc_true_name' => 'ca775af5f841bdf424b2e6eb86a6e21e',
    'bank_code' => '1001',
    'amount' => '100000',
    'desc' => '理财',
  ],
  'security' => true,
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

同步纯链式

$response = $instance->v2->mmpaysptrans->pay_bank->post([
  'xml' => [
    'mch_id' => '1900000109',
    'partner_trade_no' => '1212121221227',
    'enc_bank_no' => '8609cb22e1774a50a930e414cc71eca06121bcd266335cda230d24a7886a8d9f',
    'enc_true_name' => 'ca775af5f841bdf424b2e6eb86a6e21e',
    'bank_code' => '1001',
    'amount' => '100000',
    'desc' => '理财',
  ],
  'security' => true,
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

同步声明式

$response = $instance->chain('v2/mmpaysptrans/pay_bank')->post([
  'xml' => [
    'mch_id' => '1900000109',
    'partner_trade_no' => '1212121221227',
    'enc_bank_no' => '8609cb22e1774a50a930e414cc71eca06121bcd266335cda230d24a7886a8d9f',
    'enc_true_name' => 'ca775af5f841bdf424b2e6eb86a6e21e',
    'bank_code' => '1001',
    'amount' => '100000',
    'desc' => '理财',
  ],
  'security' => true,
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

同步属性式

$response = $instance['v2/mmpaysptrans/pay_bank']->post([
  'xml' => [
    'mch_id' => '1900000109',
    'partner_trade_no' => '1212121221227',
    'enc_bank_no' => '8609cb22e1774a50a930e414cc71eca06121bcd266335cda230d24a7886a8d9f',
    'enc_true_name' => 'ca775af5f841bdf424b2e6eb86a6e21e',
    'bank_code' => '1001',
    'amount' => '100000',
    'desc' => '理财',
  ],
  'security' => true,
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

返回字典	类型	描述
return_code	string	返回状态码
return_msg	string	返回信息
result_code	string	业务结果
err_code	string	错误代码
err_code_des	string	错误代码描述
mch_id	string	商户号
partner_trade_no	string	商户企业付款单号
amount	integer	代付金额
nonce_str	string	随机字符串
sign	string	签名
payment_no	string	微信企业付款单号
cmms_amt	integer	手续费金额

参阅 官方文档