请求保险理赔预下单

商户可调用该接口进行赔付预下单，并锁定商户资金。若赔付订单状态已经为终态（成功或关闭），接口将返回错误码。在预下单成功后，商户需携带接口返回的跳转参数，引导用户至微信内进行确认，用户确认后执行赔付。若预下单后超过24小时没有赔付成功，系统将自动关闭订单。订单赔付成功或者关闭时，系统将通过接口指定的商户回调地址通知赔付结果。

请求参数	类型	描述
json	object	声明请求的JSON数据结构
sub_mchid	string	二级商户号
receiver	object	收款方信息
type	string	转账接收方类型 MERCHANT | TRANSACTION_USER 枚举值之一
transaction_info	object	转账接收方订单信息
transaction_id	string	交易订单号
out_bill_no	string	商户单号
amount	number	赔付金额
transfer_remark	string	赔付原因
notify_url	string	商户回调地址

异步纯链式

$instance->v3->platsolution->ecommerce->mchTransfer->insuranceClaimBills->preTransfer->postAsync([
  'json' => [
    'sub_mchid'       => '1900001109',
    'receiver'        => [
      'type'             => 'MERCHANT',
      'transaction_info' => [
        'transaction_id' => '1217752501201407033233368018',
      ],
    ],
    'out_bill_no'     => 'plfk2020042013',
    'amount'          => 10000,
    'transfer_remark' => '直播违规扣罚',
    'notify_url'      => 'https://www.weixin.qq.com/wxpay/pay.php',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

异步声明式

$instance->chain('v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills/pre-transfer')->postAsync([
  'json' => [
    'sub_mchid'       => '1900001109',
    'receiver'        => [
      'type'             => 'MERCHANT',
      'transaction_info' => [
        'transaction_id' => '1217752501201407033233368018',
      ],
    ],
    'out_bill_no'     => 'plfk2020042013',
    'amount'          => 10000,
    'transfer_remark' => '直播违规扣罚',
    'notify_url'      => 'https://www.weixin.qq.com/wxpay/pay.php',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

异步属性式

$instance['v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills/pre-transfer']->postAsync([
  'json' => [
    'sub_mchid'       => '1900001109',
    'receiver'        => [
      'type'             => 'MERCHANT',
      'transaction_info' => [
        'transaction_id' => '1217752501201407033233368018',
      ],
    ],
    'out_bill_no'     => 'plfk2020042013',
    'amount'          => 10000,
    'transfer_remark' => '直播违规扣罚',
    'notify_url'      => 'https://www.weixin.qq.com/wxpay/pay.php',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

同步纯链式

$response = $instance->v3->platsolution->ecommerce->mchTransfer->insuranceClaimBills->preTransfer->post([
  'json' => [
    'sub_mchid'       => '1900001109',
    'receiver'        => [
      'type'             => 'MERCHANT',
      'transaction_info' => [
        'transaction_id' => '1217752501201407033233368018',
      ],
    ],
    'out_bill_no'     => 'plfk2020042013',
    'amount'          => 10000,
    'transfer_remark' => '直播违规扣罚',
    'notify_url'      => 'https://www.weixin.qq.com/wxpay/pay.php',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

同步声明式

$response = $instance->chain('v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills/pre-transfer')->post([
  'json' => [
    'sub_mchid'       => '1900001109',
    'receiver'        => [
      'type'             => 'MERCHANT',
      'transaction_info' => [
        'transaction_id' => '1217752501201407033233368018',
      ],
    ],
    'out_bill_no'     => 'plfk2020042013',
    'amount'          => 10000,
    'transfer_remark' => '直播违规扣罚',
    'notify_url'      => 'https://www.weixin.qq.com/wxpay/pay.php',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

同步属性式

$response = $instance['v3/platsolution/ecommerce/mch-transfer/insurance-claim-bills/pre-transfer']->post([
  'json' => [
    'sub_mchid'       => '1900001109',
    'receiver'        => [
      'type'             => 'MERCHANT',
      'transaction_info' => [
        'transaction_id' => '1217752501201407033233368018',
      ],
    ],
    'out_bill_no'     => 'plfk2020042013',
    'amount'          => 10000,
    'transfer_remark' => '直播违规扣罚',
    'notify_url'      => 'https://www.weixin.qq.com/wxpay/pay.php',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

返回字典	类型	描述
sub_mchid	string	二级商户号
out_bill_no	string	商户单号
bill_id	string	微信支付转账单号
accept_time	string	受理时间
package_info	string	跳转领取页面的package信息

参阅 官方文档