申请扣款

委托代扣可应用于定期扣款或需事后扣款以期提高效率的场景。例如公交，地铁等通过用户授权给商户，进行委托扣款的场景。注：扣费请求首先按签约协议中记录的优先支付方式扣费，否则从可用扣款方式中依次选择扣款。

请求参数	类型	描述
xml	object	声明请求的`XML`数据结构
appid	string	公众账号id
mch_id	string	商户号
sign_type	string	签名类型 `HMAC-SHA256` 枚举值
body	string	商品描述
detail	string	商品详情
attach	string	附加数据
out_trade_no	string	商户订单号
total_fee	integer	总金额
fee_type	string	货币类型
spbill_create_ip	string	终端IP
goods_tag	string	商品标记
notify_url	string	回调通知url
trade_type	string	交易类型 `PAP` 枚举值
contract_id	string	委托代扣协议id
trade_scene	string	交易场景 `METRO` \| `BUS` 枚举值之一
scene_info	string	场景信息`JSON`格式字符串

scene_info	object	场景`METRO`信息
start_time	string	乘车时间
end_time	string	结束时间
qrcode_hash	string	乘车码SHA256
start_station	string	起始站
end_station	string	终点站

scene_info	object	场景`BUS`信息
start_time	string	乘车时间
line_name	string	乘车路线
qrcode_hash	string	乘车码SHA256
plate_number	string	车牌号
clientip	string	客户端 IP
deviceid	string	设备ID
mobile	string	手机号
email	string	邮箱地址
qq	string	QQ号
openid	string	微信openID
creid	string	身份证号
outerid	string	商户侧用户标识
version	string	版本号此字段仅针对有垫资权限的商户有效。 `2.0` 枚举值

php

$instance->v2->transit->pay->payapply->postAsync([
  'xml' => [
    'appid'            => 'wxcbda96de0b165486',
    'mch_id'           => '10000098',
    'sign_type'        => 'HMAC-SHA256',
    'body'             => '公交代扣',
    'detail'           => '公交代扣：A 公交代扣：B 公交代扣：C',
    'attach'           => '自定义参数',
    'out_trade_no'     => '1217752501201407033233368018',
    'total_fee'        => '888',
    'fee_type'         => 'CNY',
    'spbill_create_ip' => '8.8.8.8',
    'goods_tag'        => 'WXG',
    'notify_url'       => 'http://yoursite.com/wxpay.html',
    'trade_type'       => 'PAP',
    'contract_id'      => 'Wx15463511252015071056489715',
    'trade_scene'      => 'METRO',
    'scene_info'       => \json_encode([
      'scene_info' => [
        'start_time'    => '20170826104339',
        'end_time'      => '20170826114339',
        'qrcode_hash'   => 'a756836e7432437d98bbf07bdde2942c99f6a2ab88a72b60aa747fce54b093c6',
        'start_station' => '西单',
        'end_station'   => '天安门西',
      ],
    ]),
    'clientip'         => '119.145.83.6',
    'deviceid'         => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'mobile'           => '18933432355',
    'email'            => 'aobama@whitehouse.com',
    'qq'               => '100243',
    'openid'           => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'creid'            => '110102199701011000',
    'outerid'          => 'user123',
    'version'          => '2.0',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

php

$instance->chain('v2/transit/pay/payapply')->postAsync([
  'xml' => [
    'appid'            => 'wxcbda96de0b165486',
    'mch_id'           => '10000098',
    'sign_type'        => 'HMAC-SHA256',
    'body'             => '公交代扣',
    'detail'           => '公交代扣：A 公交代扣：B 公交代扣：C',
    'attach'           => '自定义参数',
    'out_trade_no'     => '1217752501201407033233368018',
    'total_fee'        => '888',
    'fee_type'         => 'CNY',
    'spbill_create_ip' => '8.8.8.8',
    'goods_tag'        => 'WXG',
    'notify_url'       => 'http://yoursite.com/wxpay.html',
    'trade_type'       => 'PAP',
    'contract_id'      => 'Wx15463511252015071056489715',
    'trade_scene'      => 'METRO',
    'scene_info'       => \json_encode([
      'scene_info' => [
        'start_time'    => '20170826104339',
        'end_time'      => '20170826114339',
        'qrcode_hash'   => 'a756836e7432437d98bbf07bdde2942c99f6a2ab88a72b60aa747fce54b093c6',
        'start_station' => '西单',
        'end_station'   => '天安门西',
      ],
    ]),
    'clientip'         => '119.145.83.6',
    'deviceid'         => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'mobile'           => '18933432355',
    'email'            => 'aobama@whitehouse.com',
    'qq'               => '100243',
    'openid'           => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'creid'            => '110102199701011000',
    'outerid'          => 'user123',
    'version'          => '2.0',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

php

$instance['v2/transit/pay/payapply']->postAsync([
  'xml' => [
    'appid'            => 'wxcbda96de0b165486',
    'mch_id'           => '10000098',
    'sign_type'        => 'HMAC-SHA256',
    'body'             => '公交代扣',
    'detail'           => '公交代扣：A 公交代扣：B 公交代扣：C',
    'attach'           => '自定义参数',
    'out_trade_no'     => '1217752501201407033233368018',
    'total_fee'        => '888',
    'fee_type'         => 'CNY',
    'spbill_create_ip' => '8.8.8.8',
    'goods_tag'        => 'WXG',
    'notify_url'       => 'http://yoursite.com/wxpay.html',
    'trade_type'       => 'PAP',
    'contract_id'      => 'Wx15463511252015071056489715',
    'trade_scene'      => 'METRO',
    'scene_info'       => \json_encode([
      'scene_info' => [
        'start_time'    => '20170826104339',
        'end_time'      => '20170826114339',
        'qrcode_hash'   => 'a756836e7432437d98bbf07bdde2942c99f6a2ab88a72b60aa747fce54b093c6',
        'start_station' => '西单',
        'end_station'   => '天安门西',
      ],
    ]),
    'clientip'         => '119.145.83.6',
    'deviceid'         => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'mobile'           => '18933432355',
    'email'            => 'aobama@whitehouse.com',
    'qq'               => '100243',
    'openid'           => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'creid'            => '110102199701011000',
    'outerid'          => 'user123',
    'version'          => '2.0',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));
})
->wait();

php

$response = $instance->v2->transit->pay->payapply->post([
  'xml' => [
    'appid'            => 'wxcbda96de0b165486',
    'mch_id'           => '10000098',
    'sign_type'        => 'HMAC-SHA256',
    'body'             => '公交代扣',
    'detail'           => '公交代扣：A 公交代扣：B 公交代扣：C',
    'attach'           => '自定义参数',
    'out_trade_no'     => '1217752501201407033233368018',
    'total_fee'        => '888',
    'fee_type'         => 'CNY',
    'spbill_create_ip' => '8.8.8.8',
    'goods_tag'        => 'WXG',
    'notify_url'       => 'http://yoursite.com/wxpay.html',
    'trade_type'       => 'PAP',
    'contract_id'      => 'Wx15463511252015071056489715',
    'trade_scene'      => 'METRO',
    'scene_info'       => \json_encode([
      'scene_info' => [
        'start_time'    => '20170826104339',
        'end_time'      => '20170826114339',
        'qrcode_hash'   => 'a756836e7432437d98bbf07bdde2942c99f6a2ab88a72b60aa747fce54b093c6',
        'start_station' => '西单',
        'end_station'   => '天安门西',
      ],
    ]),
    'clientip'         => '119.145.83.6',
    'deviceid'         => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'mobile'           => '18933432355',
    'email'            => 'aobama@whitehouse.com',
    'qq'               => '100243',
    'openid'           => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'creid'            => '110102199701011000',
    'outerid'          => 'user123',
    'version'          => '2.0',
  ],
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

php

$response = $instance->chain('v2/transit/pay/payapply')->post([
  'xml' => [
    'appid'            => 'wxcbda96de0b165486',
    'mch_id'           => '10000098',
    'sign_type'        => 'HMAC-SHA256',
    'body'             => '公交代扣',
    'detail'           => '公交代扣：A 公交代扣：B 公交代扣：C',
    'attach'           => '自定义参数',
    'out_trade_no'     => '1217752501201407033233368018',
    'total_fee'        => '888',
    'fee_type'         => 'CNY',
    'spbill_create_ip' => '8.8.8.8',
    'goods_tag'        => 'WXG',
    'notify_url'       => 'http://yoursite.com/wxpay.html',
    'trade_type'       => 'PAP',
    'contract_id'      => 'Wx15463511252015071056489715',
    'trade_scene'      => 'METRO',
    'scene_info'       => \json_encode([
      'scene_info' => [
        'start_time'    => '20170826104339',
        'end_time'      => '20170826114339',
        'qrcode_hash'   => 'a756836e7432437d98bbf07bdde2942c99f6a2ab88a72b60aa747fce54b093c6',
        'start_station' => '西单',
        'end_station'   => '天安门西',
      ],
    ]),
    'clientip'         => '119.145.83.6',
    'deviceid'         => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'mobile'           => '18933432355',
    'email'            => 'aobama@whitehouse.com',
    'qq'               => '100243',
    'openid'           => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'creid'            => '110102199701011000',
    'outerid'          => 'user123',
    'version'          => '2.0',
  ],
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

php

$response = $instance['v2/transit/pay/payapply']->post([
  'xml' => [
    'appid'            => 'wxcbda96de0b165486',
    'mch_id'           => '10000098',
    'sign_type'        => 'HMAC-SHA256',
    'body'             => '公交代扣',
    'detail'           => '公交代扣：A 公交代扣：B 公交代扣：C',
    'attach'           => '自定义参数',
    'out_trade_no'     => '1217752501201407033233368018',
    'total_fee'        => '888',
    'fee_type'         => 'CNY',
    'spbill_create_ip' => '8.8.8.8',
    'goods_tag'        => 'WXG',
    'notify_url'       => 'http://yoursite.com/wxpay.html',
    'trade_type'       => 'PAP',
    'contract_id'      => 'Wx15463511252015071056489715',
    'trade_scene'      => 'METRO',
    'scene_info'       => \json_encode([
      'scene_info' => [
        'start_time'    => '20170826104339',
        'end_time'      => '20170826114339',
        'qrcode_hash'   => 'a756836e7432437d98bbf07bdde2942c99f6a2ab88a72b60aa747fce54b093c6',
        'start_station' => '西单',
        'end_station'   => '天安门西',
      ],
    ]),
    'clientip'         => '119.145.83.6',
    'deviceid'         => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'mobile'           => '18933432355',
    'email'            => 'aobama@whitehouse.com',
    'qq'               => '100243',
    'openid'           => 'baf04e6bbbd06f7b1a197d18ed53b7f1',
    'creid'            => '110102199701011000',
    'outerid'          => 'user123',
    'version'          => '2.0',
  ],
]);
print_r(\WeChatPay\Transformer::toArray((string) $response->getBody()));

返回字典	类型	描述
return_code	string	返回状态码 `SUCCESS` \| `FAIL` 枚举值之一
return_msg	string	返回信息
appid	string	公众账号id
mch_id	string	商户号
device_info	string	设备号
nonce_str	string	随机字符串
sign	string	签名
result_code	string	业务结果 `SUCCESS` \| `FAIL` 枚举值之一
err_code	string	错误代码
err_code_des	string	错误代码描述

参阅官方文档

直连商户模式

合作伙伴模式

直连商户模式

合作伙伴模式

直连商户模式

合作伙伴模式

区块链电子发票

自建/三方模式

免确认

免确认

直连商户模式

合作伙伴模式

进件(融合钱包)

基础支付

账单

清关报关

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申请扣款