发起还款

商户在发起还款之前，需要先调用预约还款接口；只有成功预约还款之后才能发起还款

请求参数	类型	描述
json	object	声明请求的JSON数据结构
contract_id	string	还款协议ID
out_trade_no	string	商户侧交易单号
out_record_id	string	商户侧预约还款单号
deduct_amount	string	还款金额
notify_url	string	商户回调地址

异步纯链式

$instance->v3->creditRepayment->partner->deductOrders->postAsync([
  'json' => [
    'contract_id'   => '20251105000000123456789',
    'out_trade_no'  => '1217752501201407033233368018',
    'out_record_id' => '1234567abcde',
    'deduct_amount' => '10000',
    'notify_url'    => 'wxd678efh567hg6787',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

异步声明式

$instance->chain('v3/credit-repayment/partner/deduct-orders')->postAsync([
  'json' => [
    'contract_id'   => '20251105000000123456789',
    'out_trade_no'  => '1217752501201407033233368018',
    'out_record_id' => '1234567abcde',
    'deduct_amount' => '10000',
    'notify_url'    => 'wxd678efh567hg6787',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

异步属性式

$instance['v3/credit-repayment/partner/deduct-orders']->postAsync([
  'json' => [
    'contract_id'   => '20251105000000123456789',
    'out_trade_no'  => '1217752501201407033233368018',
    'out_record_id' => '1234567abcde',
    'deduct_amount' => '10000',
    'notify_url'    => 'wxd678efh567hg6787',
  ],
])
->then(static function(\Psr\Http\Message\ResponseInterface $response) {
  print_r(json_decode((string) $response->getBody(), true));
})
->wait();

同步纯链式

$response = $instance->v3->creditRepayment->partner->deductOrders->post([
  'json' => [
    'contract_id'   => '20251105000000123456789',
    'out_trade_no'  => '1217752501201407033233368018',
    'out_record_id' => '1234567abcde',
    'deduct_amount' => '10000',
    'notify_url'    => 'wxd678efh567hg6787',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

同步声明式

$response = $instance->chain('v3/credit-repayment/partner/deduct-orders')->post([
  'json' => [
    'contract_id'   => '20251105000000123456789',
    'out_trade_no'  => '1217752501201407033233368018',
    'out_record_id' => '1234567abcde',
    'deduct_amount' => '10000',
    'notify_url'    => 'wxd678efh567hg6787',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

同步属性式

$response = $instance['v3/credit-repayment/partner/deduct-orders']->post([
  'json' => [
    'contract_id'   => '20251105000000123456789',
    'out_trade_no'  => '1217752501201407033233368018',
    'out_record_id' => '1234567abcde',
    'deduct_amount' => '10000',
    'notify_url'    => 'wxd678efh567hg6787',
  ],
]);
print_r(json_decode((string) $response->getBody(), true));

返回字典	类型	描述
out_trade_no	string	商户侧交易单号
out_record_id	string	商户侧预约还款单号
appid	string	商户AppID
sub_appid	string	子商户AppID
openid	string	用户标识
contract_id	string	还款协议ID
order_state	string	还款单状态 DEDUCT_ORDER_STATE_PENDING | DEDUCT_ORDER_STATE_NOT_PAY | DEDUCT_ORDER_STATE_PAY_SUCCESS | DEDUCT_ORDER_STATE_PAY_FAIL 枚举值之一
deduct_amount	string	还款金额
pay_success_amount	string	实际还款金额
description	string	产品描述
attach	string	商户数据包
transaction_id	string	微信支付的支付单号

参阅 官方文档